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Ryan Kersten

4361 Capac Road
PO BOX 298
Mussey, MI 48014-3186

Southwest corner of Capac and Lapeer Rd.

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Michigan is my home. I grew in Ruby, and spent time right here in Capac and Emmett where my family is from, graduated Yale High School, and am honored to own a small business in a community where I have such deep roots. I opened this office to help my neighbors protect what matters most to them. We can help you with all your personal insurance and financial needs, from home insurance to small business insurance to financial services.

My team and I take special pride in our approach to life insurance. Prior to opening my State Farm doors, I worked in management development and I’m passionate about the broad benefits the right life insurance policy can provide. Together, we’ll consider your assets and the state of your personal finances to create a strategy designed for you.

The exceptional customer service and advocacy of our office has been recognized by State Farm, and I’m often called on to help other agents about how I bring the good neighbor mentality to work with me every day. I start by getting to know my customers as people, and not relying on a one-size-fits-all approach. When I’m not working with my customers, you can usually find me cheering on our local high school sports teams or hosting the annual Capac car show.

 Whether you need health insurance services or have questions about your auto insurance coverage, our office can help. Call today and let’s build a plan that fits your life. ​ 

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products Offered

Banking

Monday - Friday 8:30am-5pm

Weekends & evenings by

appointment only

4361 Capac Road
PO BOX 298
Mussey, MI 48014-3186
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Our mission is to help people & businesses in the surrounding areas of Capac understand the risks of everyday life, & identify their personal monetary picture to creating a sturdy foundation against those risks with the proper insurance coverages; such as homeowner's, auto, and life insurance. Done correctly, our State Farm customers are able to see how the risks can negatively impact not just their car or their home, but also how they impact their finances, their paychecks, their life, and their retirement goals

KB

Kelly Babb

Debbie Ferrier State Farm Agent Team Member

Debbie Ferrier

Customer Service Manager

I’ve been a team member for Ryan Kersten State Farm Agency since April 2017 in servicing Capac, and all of St. Clair County. I am licensed to offer all insurance products in the state of Michigan and love helping insure our customers with all their property and casualty needs; including Auto, Home, Motorcycle, Boat and RV insurance, along with Life and Health insurance. ~

JH

Joe Hadacz

Edward Urban State Farm Agent Team Member

Edward Urban

Insurance Account Representative

I’ve been a team member for Ryan Kersten State Farm Agency since April 2017 in Capac, and all of St. Clair County. I am licensed to offer all insurance products in the state of Michigan and love helping insure our customers with all their property and casualty needs; including Auto, Home, Motorcycle, Boat and RV insurance, along with Life and Health insurance. ~

DW

Dalton Wassmus