Ryan Kersten

Michigan is not merely where I live; it's my beloved home.

Growing up in Ruby and spending significant time in Capac and Emmett, both rich with family history, fills me with pride to call this state my own.

After graduating from Yale High School, I was fortunate to start a small business in a community that means so much to me.

My goal in opening this office was to help my neighbors protect their most valuable assets. Whether it's personal insurance, financial services, or small business insurance, we are here to meet all your needs. Talk to us to safeguard what matters most to you. As a State Farm agent for nearly a decade, I have contributed to the growth of both the community and my family. We celebrate our community member's life achievements as passionately as we support the Lions. Whether you're buying a home or building your dream home, we can assist you. Life is unpredictable, and we are here to help you prepare for both the good and the bad. Let us protect your investments and income while thinking of the future.

At our State Farm office, we pride ourselves on our distinctive approach to life insurance. Before opening this office, I gained invaluable experience in management development, fueling my passion for the numerous benefits a well-chosen life protection plan can provide. My dedicated team and I will thoroughly assess your assets and financial situation to create a personalized plan tailored specifically for you. Rest assured, we are committed to delivering an excellent life insurance plan.

Our office's exceptional customer service and advocacy have been recognized by State Farm, and I am often called upon to advise other agents on how to bring the good neighbor mentality to work every day. I begin by understanding my customers as individuals, avoiding a one-size-fits-all approach. When I’m not assisting customers, you can usually find me cheering for local high school sports teams.

If you need health insurance services or have questions about your auto insurance coverage, our office is here to help. Contact us today, and let's work together to develop a comprehensive plan that fits your unique circumstances. Our expertise covers various business activities, car coverage, and we can answer any questions you may have about PIP coverage and liability. Reach out to us now and let us provide you with the insurance plan you need.

Thank you! The Lions have certainly shown a lot of fun and improvement. It's always exciting for fans when their team performs well. Do you have any specific highlights or moments from their season that you'd like to discuss?

Navigating the complexities of business insurance can indeed be challenging. It's crucial to choose the right coverage to protect your business from potential risks.

Things to check out:

· Downtown Capac: Music in the Park, Public Library, Ice Cream Shop.

· Support Local Business

· Ask about our virtual meeting options to review your policy coverages

July 2025

Months

July is Independent Retailer Month: Did you know?!...According to the Census Bureau and Small Business Administration, independent retailers employ approximately 51% of the U.S. workforce. That makes Small Business a pretty BIG deal!! Consider celebrating this National Month, by showing appreciation and support to small businesses in your local area. #IndependentRetailerMonth

Happy 4th of July to all

July is National Ice Cream Month: Cool Down with Hot Coverage Options!!” “Keep your summer cool and your business covered. Let's chat!” “We’ve got policies that help you chill, even when life heats up. Ask me how!” #NationalIceCreamMonth

Bonus Days:

· July 1st - National Creative Ice Cream Flavors Day

· July 7th - National Strawberry Sundae Day

· July 8th - National Freezer Pop Day

· July 17th - National Peach Ice Cream Day

· July 20th - National Ice Cream Day

· July 23rd - National Vanilla Ice Cream Day

Days

July 5th is National Apple Turnover Day: “A sweet reminder to check in on your business coverage!” “Just like the good turnovers have a good filling, your insurance should be filled with the right coverage. Let’s review your policy!” #AppleTurnoverDay

July 9th is National Sugar Cookie Day: “Sweeten Your Coverage—Protect What You Love. Ask me how!”. #NationalSugarCookie Day

• July 11th is All American Pet Photo Day: “Protecting Every Member of the Family—Even the Furry Ones. #AllAmericanPetPhotoDay